Budgeting may not sound exciting, but it's one of the most powerful tools to master your money and reach your financial goals.

Start the new year strong with practical steps to set and achieve financial goals. C4C can help.

Many people have already bought their gifts for the upcoming holiday. However, I know some of you out there – me included – have waited...

Watch how Sandy Change connects Eggos & Ramen with personal finances. Enjoy!!!

Watch Sandy Change talk about the struggles of having children and managing expenses.

Watch Sandy Change's 3rd animated video on marriage and money.

Watch Sandy Change's 2nd animated video on money and relationships.

Legacy. What do you plan to leave to your children/family when you leave this earth? Of course, we may leave behind traditions, stories...

Are you living in the dark by not planning for tomorrow but living a lovely life in the moment? I am all for living in the present and...

"For I know the plans I have for you", declares the Lord, "plans to prosper you and not to harm you, plans to give you hope and a...

And the BS continues. This time I am using the common terminology Bull$hit instead of Baby Struggles. Having a spouse, partner, lover in...

Love is so beautiful. Love is so kind. Love is so pure. Our love was like a Phoenix, the most beautiful miracle, but life’s change,...

After marriage and the baby carriage came Eggos and Ramen. As a child, I was fascinated with Eggo waffles and I’m sad to say that they...

Honestly, I never wanted children. Seeing a little one, all snotty nosed, calling for their mommy used to irritate me. But, after we had...

Read this article to learn how financial counseling can help couples.

I have struggled with really knowing who I am. When I am alone with me, myself and I, I wonder if I am just a wife and mother, daughter...

Welcome to the world of Change. This is the first of many Sandy Change personal finance blogs.