Budgeting may not sound exciting, but it's one of the most powerful tools to master your money and reach your financial goals.

We understand the burden of debt and the toll it takes on mental health and relationships. We want to help you become debt-free!

Episode 1: Meet the Change - First of many Crusaders for Change, LLC Sandy Change animated videos on money and relationships.

The journey to financial freedom (getting out of debt, saving...) can be long and it can be difficult, but it also can be so rewarding.

Legacy. What do you plan to leave to your children/family when you leave this earth? Of course, we may leave behind traditions, stories...

Are you living in the dark by not planning for tomorrow but living a lovely life in the moment? I am all for living in the present and...

"For I know the plans I have for you", declares the Lord, "plans to prosper you and not to harm you, plans to give you hope and a...

And the BS continues. This time I am using the common terminology Bull$hit instead of Baby Struggles. Having a spouse, partner, lover in...

Love is so beautiful. Love is so kind. Love is so pure. Our love was like a Phoenix, the most beautiful miracle, but life’s change,...

After marriage and the baby carriage came Eggos and Ramen. As a child, I was fascinated with Eggo waffles and I’m sad to say that they...

Honestly, I never wanted children. Seeing a little one, all snotty nosed, calling for their mommy used to irritate me. But, after we had...

Read this article to learn how financial counseling can help couples.

I have struggled with really knowing who I am. When I am alone with me, myself and I, I wonder if I am just a wife and mother, daughter...

Welcome to the world of Change. This is the first of many Sandy Change personal finance blogs.